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Active Strategic Management

  • Wealth Management / Financial Planning

    Wealth management is an investment advisory discipline that incorporates financial planning, investment portfolio management and a number of aggregated financial services. Contact a Paisley Financial Associate to learn more about how we can provide for you. 

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  • 401 K Plans

    A 401k retirement plan is a special account funded through pre-tax payroll deductions. Funds in the account can be invested in stocks, bonds, mutual funds or other assets, and are not taxed on any capital gains, dividends, or interest until withdrawn.

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  • IRA Rollovers

    An IRA is an Individual Retirement Account, and provides either a tax-deferred or tax-free way of saving for retirement. There are many varieties of IRA's please read more on the link below to see which is right for you.

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  • Educational Plans

    A 529 plan is a tax-advantaged investment vehicle in the United States designed to encourage saving for the future higher education expenses of a designated beneficiary. Many different plans exist. Learn more to see which is right for you.

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  • Alternative Investments

    Alternative investments are instruments such as physical gold or other commodity based ETF's such as oil or lumber which can be used as a hedge or inflation hedge against an overall portfolio.

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  • Independent Research

    Paisley Financial provides timely and accurate research on markets, companies and industries. Our team offers more than three decades of experience as well as time held relationships with industry experts that will bring the highest quality of knowledge to our customers.

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Active Management

Active management refers to a portfolio management strategy where the manager makes specific investments with the goal of outperforming an investment benchmark index. Investors or mutual funds that do not aspire to create a return in excess of a benchmark index will often invest in an index fund that replicates as closely as possible the investment weighting and returns of that index; this is called passive management. Active management is the opposite of passive management, because in passive management the manager does not seek to outperform the benchmark index.

At Paisley Financial, we strategically attempt to exploit market inefficiencies by purchasing securities that our research suggests are undervalued or by constructing counter positions on securities that are overvalue. These types of strategies are always dependant on the customers risk parameters or needs that they request be met. Another goal of an active approach is to create less volatility (or risk) than the benchmark index and that reduction of risk will attempt to create an investment return greater than the benchmark.

We believe in the effectiveness of an actively-managed investment portfolio Many mutual funds purported to be actively managed stay fully invested regardless of market conditions, with only minor allocation adjustments over time. Other managers will retreat fully to cash, or use hedging strategies during prolonged market declines. These two groups of active managers will often have very different performance characteristics.

We use a variety of factors and strategies to construct our portfolios. These include quantitative measures such as Top / Down analysis along with sector investments that attempt to anticipate long-term macroeconomic trends such as a focus on energy or financial stocks or at times a defensive retreat to high dividend yielding stocks with option hedges to protect against downside risk. For these reasons, many clients find active management an attractive investment strategy in volatile or declining markets or when investing in market segments that are less likely to be profitable when considered as whole.

There is a time and place for each investment style. Passive Management tends to work well in times of lesser volatility or market certainty and Active Management, if properly executed tends to do well in deflecting risk in times of higher volatility and more market uncertainty. The key is to have a manager that can navigate you through the certain and uncertain times.