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Active Strategic Management

  • Wealth Management / Financial Planning

    Wealth management is an investment advisory discipline that incorporates financial planning, investment portfolio management and a number of aggregated financial services. Contact a Paisley Financial Associate to learn more about how we can provide for you. 

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  • 401 K Plans

    A 401k retirement plan is a special account funded through pre-tax payroll deductions. Funds in the account can be invested in stocks, bonds, mutual funds or other assets, and are not taxed on any capital gains, dividends, or interest until withdrawn.

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  • IRA Rollovers

    An IRA is an Individual Retirement Account, and provides either a tax-deferred or tax-free way of saving for retirement. There are many varieties of IRA's please read more on the link below to see which is right for you.

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  • Educational Plans

    A 529 plan is a tax-advantaged investment vehicle in the United States designed to encourage saving for the future higher education expenses of a designated beneficiary. Many different plans exist. Learn more to see which is right for you.

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  • Alternative Investments

    Alternative investments are instruments such as physical gold or other commodity based ETF's such as oil or lumber which can be used as a hedge or inflation hedge against an overall portfolio.

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  • Independent Research

    Paisley Financial provides timely and accurate research on markets, companies and industries. Our team offers more than three decades of experience as well as time held relationships with industry experts that will bring the highest quality of knowledge to our customers.

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Roll Your 401(k) to an IRA

If you have changed jobs or recently unemployed now is a great time to review and rollover your 401(k) plan to an IRA with a Paisley Financial Advisor. There is no cost to you for discussing your plan. We can take a look at your current plan and discuss the many options you have available. We can break out the fees for you on the funds themselves as well as all the other fees that can greatly impact your future retirement savings. 

When the markets move directionally higher, the fees are easily absorbed into the overall performance but when markets sit sideways or worse, downward, those extra fees can rack up thousands of dollars per individual participant. 

An Example of how you are impacted is as follows

From January 1st 2000 thru December 31’s 2009 the S&P 500 Index was basically unchanged. That means your money which typically grew at 6.68% annualized over time and adjusted for inflation, ended up going nowhere. Yes sitting in a savings account would have outperformed the S&P. But that’s not the bad news; the bad news is your 401(k) plan was charging you fees to go nowhere so not only did you not make any money for your time but there is a good chance that you even lost money if you were in any sort of index fund.

The IRA rollover opens you up to all sorts of possibilities. You have the freedom to choose the fees you want to pay & you have thousands upon thousands of securities to choose from. Not to mention over ten thousand mutual funds to fit your needs, instead of the 5 or 10 choices. Of course, having thousands of choices can be more of a detriment if you don’t understand what you are getting into so be sure to contact a Paisley Advisor who will be glad to discuss the many options available to you and how they can help secure your future.